The wreck of my vessel is blocking a channel, am I responsible for removal?

Yes, the owner of a wreck can generally be required to remove it. Harbourmasters and regional councils have powers under the Maritime Transport Act 1994 and local navigation bylaws to require owners to remove vessels that are hazards, and they can remove the wreck and recover the costs from the owner if the owner fails to act. Removal can be expensive, particularly where salvage equipment is required. Check whether your insurance policy covers wreck removal, as many marine policies include cover for this liability up to a limit. Notify your insurer immediately, and communicate with the harbourmaster to agree a plan and timeline. If your policy does not respond, discuss a payment arrangement. Ignoring the notice can lead to fines and a debt to the council.