Questions and answers about Consumer Protection Law
I bought a handbag from a person on an online marketplace who described it as authentic, with a receipt photo. When it arrived it was clearly a fake. The seller now says they bought it in good faith and is not offering a refund. Do I have any way to recover my money?
I signed up for a free one-week trial of an app and entered my card details. A month later I noticed monthly charges. I never saw clear wording about auto-renewal and cancelling seems buried in menus. Can I get a refund, and is this practice allowed?
I took out a personal loan and the lender approved it after a five-minute online application without asking much about my expenses. Within months I was struggling with the repayments and my other debts. Shouldn’t a lender have checked that I could afford it, and do I have any recourse?
I bought a coat online, tried it on and simply decided I did not like it. The shop refuses any refund, saying they do not do refunds for change of mind. The coat has not been worn and still has tags. Are they legally allowed to say no?
My gym membership had a minimum term that finished months ago, but the gym says I need to give notice in person during staffed hours, which are impossible with my work. They keep charging me weekly. I tried emailing to cancel and they ignored it. Can they really force me to keep paying?
A salesperson knocked on our door and spent over an hour explaining a solar panel package. We signed a form on their tablet because he was persuasive and we felt awkward saying no. Since then we have read about the costs and want out. Do we have any right to cancel?
I bought a second-hand car from a yard and the automatic gearbox started slipping about three weeks later. The dealer says used cars are sold as seen and that I accepted the risk when I signed. Is that true, or do I have rights because it came from a dealer?
I paid by card for a jacket from an overseas online shop that looked professional and even quoted prices in New Zealand dollars. Weeks have passed with no delivery and the seller has stopped answering emails. Do New Zealand consumer laws help me at all, or am I just out of pocket?
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When should you contact a lawyer? People usually decide to consult a lawyer or solicitor when they face serious difficulties. Professional assistance from a lawyer at Nelson is often sought when a case is already in court or in an institution and is not going as expected. Or even worse, the case may already be lost. Therefore, we advise you not to delay and to resolve the problem as early as possible.
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In what cases should I contact a lawyer? A lawyer or solicitor is needed when a person is suspected or accused of committing a crime. In such cases, legal assistance is provided, as expressly required by New Zealand’s criminal procedure laws.
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